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The Circle

Rental vs. Buy-In Senior Living: How Do I Decide?

Shot of senior couples on a double date at a cafe
Shot of senior couples on a double date at a cafe

When it comes time to consider senior housing, you may hear about a range of different choices. From various buy-in communities to straight-forward rental communities, the options for senior living may look similar at first, but there are many differences.

When trying to choose the best independent living option for yourself or a loved one, consider the similarities and differences to come up with the best solution for your personal situation.

Assessing the Similarities of Rentals and Buy-Ins

What makes these two options so appealing to older adults? Many times, it’s the carefree lifestyle that frees residents from everyday burdens such as home maintenance, housekeeping and yardwork. Instead, they can put aside endless to-do lists and instead spend more time on enjoying all that retirement life has to offer. Not only this, but opportunities for social engagement often abound just outside their doors.

At both rental and buy-in senior living communities, a range of activities, events and programs are offered that are specially planned to meet residents’ interests. At Waterstone at the Circle, a rental community located in Boston, MA, residents enjoy daily opportunities for growth, creativity and connection. Senior living communities – whether they are buy-in or rental – offer a range of convenient services and amenities designed to make life more simple, worry-free and fulfilling.

Another significant aspect of life at senior living communities is dining. Especially at Waterstone at the Circle, dining is a true culinary experience that allows for socialization, a focus on proper nutrition and, of course, five-star service.

Divulging the Differences Between Rentals and Buy-Ins

Now that we know the lifestyle offered at buy-in and rental senior living communities is often very similar, we’ll explore the key differences that may make one option more appealing for active, on-the-go seniors.

Entrance Fees and Monthly Fees

Before establishing what the right option is for you, it’s important to know what each one entails financially. A rental senior living community may require a small up-front fee or security deposit, but it allows you to pay a month-to-month fee for your senior living apartment. This gives seniors the ability to enjoy a carefree retirement lifestyle without the hassles of homeownership – and without being locked into an extensive long-term contract.

A buy-in community requires an entrance fee. Often, this is a significant sum that is paid up front and may or may not be refundable when a resident moves out. This entrance fee is in addition to the regular monthly fee. Not only does a buy-in community have a large impact on your assets, but it also ties up your funds in up-front costs.

At a rental senior living community like Waterstone at the Circle, residents maintain control of their assets to use as they wish – whether that’s for traveling, investing or something else.

Flexibility

Rental senior living communities also typically provide more flexibility when it comes to the possibility of making a chance in the future. For example, if a resident chooses to make a move at Waterstone at the Circle, a 60 days’ notice can satisfy their lease, allowing them to move on their own terms.

When it comes to CCRCs and other buy-in communities, residents often must wait until their unit re-sells before they are able to recover any refundable portion of the initial entrance fee. In some cases, residents may lose a significant amount of their upfront fees if they choose to move.

Care Options

Some rental senior living communities offer access to on-site supportive care services in the event health needs change over time. Waterstone at the Circle partners with premier care providers to help ensure residents’ needs are met – and can be delivered in the comfort and privacy of residents’ apartments. This means residents never pay for care they do not, or may not ever, need.

Care in many buy-in communities often means being locked into care systems that are dictated by the CCRC itself. Essentially, residents are paying for a continuum of care that may be costly and one that they may never actually need. Sometimes in a buy-in community, residents who require assistance with activities of daily living may be asked to move to a different part of the community where that care is provided and couples may be separated when care needs no longer match.

So, Which Is the Best Option?

It’s important to do your research about both options to be sure you’re making the best choice for your personal situation. In any case, getting an inside look by making a personal visit to a senior living community can give you a more well-rounded view when deciding. While you’re touring, talk to team members and ask residents about their experiences.

Why do our residents choose Waterstone at the Circle? Ultimately, it comes down to the freedom to live the lifestyle they desire along with financial flexibility that a rental senior living community affords. Residents love The Circle because of the concierge-style services, impressive amenities, luxury floor plans, social opportunities, supportive care services and ideal location at the foot of Chestnut Hill.

WATERSTONE AT THE CIRCLE. NOW THIS IS HOME.

For more information about Waterstone at the Circle, Boston’s premier independent living community for seniors 62 and over, contact us today.

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The Circle

Why Boston Is Perfect for Retirement

Boston Public Garden
George Washington statue (c. 1859) in the public gardens (Boston, Massachusetts).

Despite its big city status, Boston often has the feel of a charming small town. In fact, according to the U.S. News & World Report, Boston is one of the best places in the country to retire. As an important cultural and social center in American history, it’s often referred to as the Cradle of Liberty.

If you’re considering a move for the next stage of your life, a senior living community might be the perfect option for you. While the amenities and services that communities offer will vary, Waterstone at the Circle offers older adults the added benefit of having easy access to restaurants, cultural attractions, and premier retail establishments of Boston.

Keep reading to learn more about why Boston is perfect for retirement.

6 Reasons Boston Is Your Ideal Retirement Destination

Here are some activities that exemplify what retiring in Massachusetts can add excitement to your later years. Along with the modern convenience of living in a luxury independent living community like Waterstone at the Circle, you’ll enjoy the best of Boston just outside your door.

Located at the foot of Chestnut Hill, this Waterstone community is just minutes from Boston’s cultural center, offering an endless variety of fun activities.

  1. Beautiful and Bustling City Life
    As one of the top ten most walkable cities in the country, Boston’s unique layout is reliably connected by the Massachusetts Bay Transportation Authority, also referred to as the T. Throughout the city you can find boutique shopping, fine dining, theaters and more. Visit Faneuil Hall Marketplace, the Bunker Hill monument, Fenway Park, Boston Public Library or the Isabella Stewart Gardner Museum.
  2. World-Class Bostonian Culture
    Take a step into the past by seeing an exhibit at the Museum of Fine Arts, expanding your mind at the Museum of Science or brushing up on your American history at the USS Constitution Museum. And don’t forget Boston Pops and their annual Fourth of July Celebration!
  3. Lifelong Learning Opportunities
    Walk the campuses and sample the student culture of Boston College, Harvard, MIT, Tufts University, Northeastern University and many more. Then there are those historic, prestigious schools that provide opportunities for lifelong learning, such as the Osher Lifelong Learning Institute at the University of Massachusetts Boston.
  4. Cutting-Edge Healthcare and Medical Centers
    Some of the nation’s top medical facilities are here in Boston, including Harvard Medical School, Massachusetts General Hospital, Tufts Medical Center and the Dana-Farber Cancer Institute, along with many other leading research hospitals.
  5. Inviting Parks and Public Grounds
    Waterstone at the Circle sits right next door to Cassidy Park and is just a moment’s walk from the Chestnut Hill Reservoir. For those who want to spend the afternoon exploring, the world-famous Boston Common or Boston Public Garden are great options.
  6. Nearby Destination Spots

Waterstone at the Circle in the heart of Boston also puts you close to The Cape, Plymouth Rock, Salem and Marblehead. Aside from the friendly atmosphere of famed Nantucket or Martha’s Vineyard, Boston offers quaint and luxurious destinations close by like the Freedom Trail or The Paul Revere House.

Waterstone at the Circle Inspires an Active Lifestyle

It’s easy to find enjoyment, fulfillment and opportunities for personal growth in our community – close to Chestnut Hill’s lifestyle center, The Street.

Join daily programs designed by a team of professionals who are committed to your overall well-being to pursue hobbies and interests. Take a class to develop your creativity or learn to paint. Attend a film screening with your friends. Strengthen your body and improve your endurance and dexterity at the fitness center.

A luxurious, active lifestyle filled with entertainment, exercise, socialization and hobbies awaits you at Waterstone at the Circle. No matter your interests, The Circle always has something to offer.

Waterstone at the Circle. Now This Is Home.

Waterstone at the Circle offers a modern approach to luxury in a historical setting. Come see how we redefine independent living in Boston.

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The Circle

The Upsides of Downsizing

happy senior couple in love moving in new home
Portrait of happy smiling senior couple in love moving in new home

Oftentimes, as older adults begin to think about downsizing, they wonder if there are any upsides. Moving away from a family home can be a daunting experience. There is no doubt that it is a significant change that requires a lot of thought. A family home represents hard work over a long career and a testament to a well-lived life.

While some may find it easy to see the negatives of downsizing, others who have made the move to a senior living community can share that there are some major upsides that come along with the transition. There may come a time when moving to a community makes the most sense for your situation, so we’ve gathered some examples of the value that a senior living residence can add to your life.

Keep reading to learn three major reasons why downsizing now can upsize your lifestyle and what you can expect from a move to senior living.

Upside 1: Live Each and Every Day Exactly How You Like

At premier senior living communities like Waterstone at the Circle, you’re sure to find something that suits your interests. You’re never too old to learn and grow – and even discover something new about yourself.

Joining a dynamic community that’s fully dedicated to your well-being – and entertainment – is one of the best ways to achieve this. When you’re looking into senior living options, be sure to explore what each community offers in terms of apartment features, amenities, and supportive services.

Upside 2: Save Time on Home Maintenance

It can be stressful and unpredictable to manage a house. With a move to a senior living community, you might be surprised how much of your time you actually get back to spend on things that matter the most to you.

Upkeep can seem endless at times. Plus, the bigger the space, the more tasks it requires to keep it in good condition. Let go of the cleaning and cooking. Say goodbye to raking leaves and shoveling snow. Stop worrying about unexpected maintenance and repairs. In addition to regular housekeeping and enhanced maintenance, senior living communities such as Waterstone at the Circle also offer dedicated concierge services to help you plan and coordinate any outside services you might need. Plus, with restaurant-style meals featuring seasonal, freshly prepared selections, you don’t have to plan, prepare or cook any of your meals – unless you want to.

Upside 3: De-Stress with Just What You Need

Downsizing can be a challenging process; there’s no doubt about that. But it can be manageable when you break it down into smaller steps. And the result really pays off.

By going through and paring your possessions down, you can focus on keeping only the items that bring you happiness and have purpose for this stage of your life. It can be a relief when you have finished and lead to a more stream-lined life where you can focus on enjoyment instead of tasks and chores.

Ultimately, moving into a retirement community like Waterstone at the Circle allows you to enjoy a carefree lifestyle – and gain a sense of control and calm over your life. With a premier apartment featuring designer finishes, you can relax in a modern and luxurious setting – without any of the hassles of homeownership.

Waterstone at the Circle. Now This Is Home.

Waterstone at the Circle offers independent living and supportive care options in beautiful Boston. Contact us for more information.

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The Circle

An Emphasis on Wellness in Senior Living Communities

Diverse group of seniors enjoying breakfast together

According to a survey by the International Council on Active Aging, senior living industry leaders are embracing a new model that emphasizes wellness. While older approaches are care-based with options for wellness, these new methods are wellness-based opportunities in daily life with options for care.

Out of all respondents to the survey, 72% rated wellness/lifestyle as high priority, and 64% of participants classified wellness across all dimensions as a ‘must-have.’ A focus on the seven dimensions of wellness – physical, spiritual, emotional, vocational, environmental, social and intellectual – represents a paradigm shift.

Waterstone at the Circle, along with other leading senior living communities across the country, are proud to take a multifaceted approach to create a culture of wellness for residents through its programs, amenities and services.

Utilizing Technological Advances for Health

Today’s senior living communities are challenging the notion that older adults are not open to technological advances. In fact, older adults are just as enthusiastic about how technology can streamline and enhance their lifestyle as the next person!

Technology like smartwatches or specialized phone apps can help monitor and track vitals, such as oxygen levels, heart rate or rhythm, sleep, nutrition, glucose and even stress levels. This real-time information not only can be shared with doctors but can also help seniors make daily lifestyle changes every day to improve their overall health. Senior living communities like Waterstone at the Circle are also encouraging the use of telehealth services to provide convenient care to their residents.

Focusing on Healthy Living

While senior living traditionally makes a fitness center available to residents to improve health outcomes and overall well-being, it is increasingly popular to offer additional amenities and programs to promote wellness in body, mind and spirit. Waterstone at the Circle offers a modern fitness center with senior-friendly exercise equipment and a heated indoor pool, as well as a full-service salon. To promote cognitive wellness, Waterstone hosts a variety of guest lectures and cultural programs for lifelong learning.

Waterstone at the Circle is proud to partner with Train Boston® – the area’s premier training and physical therapy center – to bring professional-level, medically based fitness and wellness opportunities to our residents. Train Boston helps Waterstone at the Circle residents create personalized fitness plans based on their current ability levels and fitness goals. Private workout sessions and group exercise classes, including MovementX, Hydro Fit and Rise Up, are led by certified fitness and aquatic instructors.

Utilizing Design To Promote Mental Health

There really is something about a well-designed room, a clean space, and a well-lit home that is uplifting. Research supports this anecdotal evidence: Homes impact our emotional state.

Senior living communities, therefore, are on the right track when they prioritize the aesthetics of senior housing, allow for choice when setting up personal spaces, and offer maintenance services to help older adults with upkeep. Waterstone at the Circle puts all of this at the forefront with their bright, stylish apartment living. Apartments offer premier finishes and fine details that welcome residents home to style and convenience – complete with stunning views of the Boston skyline or Chestnut Hill Reservoir.

Recognizing the Importance of Dining

Perhaps the enjoyment of quality food with a variety of choices is not among the first variables you list when you consider wellness. We tend to think about nutrition first. But the overall dining experience represents a much more dynamic influence on our health and wellness.

Senior living communities, more and more, are recognizing the benefit of offering resident-centered meal service. At Waterstone at the Circle, this takes the form of multiple dining options with diverse menus featuring seasonal, freshly prepared meals – at flexible mealtimes. Perhaps even more importantly, the dining room environment offers the ideal opportunity for connection to help enhance social and emotional wellness.

Expanding the Possibility of New Experiences

A key to living a life well, for many, is to be offered a lifestyle with options. Especially for older adults who have lived a rich life full of possibilities, the transition into a senior living community should present them with choices to grow, learn and discover new things.

Across the county, you might notice events and activities at retirement communities that facilitate the acquisition of new skills or unlock the freedom to experiment with new forms of self-expression. Maybe there are excursions into the larger community, community service projects or trips planned with brand-new sites to explore, or maybe experts are brought in as guest speakers.

At Waterstone at the Circle, a dedicated life enrichment team explores new, creative ways to engage residents in programs, culture, education and events that spark their interest and improve their health. Each day is an opportunity to make life tailored just the way you like it.

Finding Your Best Life at Waterstone at the Circle

All these offerings represent this new movement to emphasize the less obvious aspects of wellness and the impact they have on one another. Promoting an experience that encourages purpose and connection can ultimately lead to improved physical health – and offer a higher quality of life.

At Waterstone at the Circle, you will feel our dedication to whole-person wellness. Contact us at 617.431.1880 to learn how a move to The Circle can help you reach your health and wellness goals in retirement.

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The Circle

Looking Forward to a New Year in Senior Living

Laughing seniors celebrating New Year's with sparklers at the beach
Laughing senior couple dressed in party hats and holding sparklers while celebrating New Year's Eve together at the beach at sunset

We all know the fun of donning party hats and staying up until midnight to celebrate the new year, but if you’re considering a move to senior living, you might wonder what the coming year will bring.

The truth is that carefree living is even closer than you might think.

Many senior living communities provide amenities and services that let you explore the possibilities of what each day has to offer. From gourmet dining to fitness centers to maintenance-free living, there are many exceptional benefits to consider when moving to a senior living community like Waterstone at the Circle.

Keep reading to learn more about the reasons you can look forward to a move to senior living in the new year! Additionally, we’ve gathered a few of our favorite ways for older adults to ring in the new year.

Senior Living Amenities in an Independent Setting

When you’re looking into senior living options, it’s important to find a community that aligns with your lifestyle. As an active senior, you need a setting that meets all your wellness needs, provides delicious meals and embodies the carefree ideal.

At Waterstone at the Circle, we offer all these and more. While not all independent living settings offer the same amenities, most provide specialized dining, robust wellness programs and maintenance services.

For meals, take the hands-off approach and stop into our anytime-dining restaurant. Enjoy seasonal menus with a regional flair that are sure to delight your taste buds. Follow up by enrolling in a wellness program at our fitness center or getting involved in community life with daily activities and programming.

Take a dip in the community swimming pool to cool off and return for a rest in your apartment, freshly cleaned by our weekly housekeeping service. Many senior living communities like Waterstone at the Circle also feature daily life-enrichment programs, lifelong learning lectures, trips to local attractions and other community outings.

Be sure you visit every senior living community on your list and explore their apartments, programs and amenities before deciding on the option that is best suited to your desired lifestyle. We hope to welcome you soon for your tour of Waterstone at the Circle!

How Our Residents Toast the Year Ahead

In refined urban settings, today’s independent older adults can find what they need to enjoy all that independent living has to offer. Sometimes the warmth of a tradition is all that’s needed to toast the year ahead.

New Year’s Resolutions
A classic and inspiring tradition, resolutions are a great way to check in on your goals and keep track of personal growth from the previous year. Our residents enjoy writing down their resolutions and sharing them with friends and family to stay motivated throughout the year!

Friends, Games and Champagne
Our residents love to spend time together – and what better way than with some friendly competition? Whether it’s board games or checkers, cards or Jenga, it’s the perfect opportunity to pop a bottle of champagne and kick back for a fun night in at Waterstone.

New Year’s Eve Meal at Our Restaurant
One of Waterstone’s many wonderful amenities is its fine dining. There’s nothing better than starting off festivities with a gourmet, chef-prepared meal in the Reservoir Room before the countdown to the new year begins.

Countdown to Midnight – or Noon

Some residents are night owls and enjoy the anticipation of the classic midnight countdown, but for those who like to retire a bit earlier, we suggest hosting a New Year’s Eve Countdown to Noon! This sort of daytime get-together allows for all the fun – without all the drowsiness.

Waterstone at the Circle. Now This Is Home.

Waterstone at the Circle offers a modern approach to luxury senior living in a historical setting in Boston. Come see how we redefine independent living in the heart of the Cleveland Circle neighborhood.

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The Circle

How Senior Communities Help Older Adults Live Healthier and Longer

Senior women playing cards and having fun in a senior living community
Group of people, senor people playing cards in nursing home.

A MacArthur Foundation study found that only 30% of how we age is determined by our genetics. A whopping 70% of how we age is determined by our lifestyle. That’s good news for seniors who are considering a senior living community because the lifestyle offered in many senior communities is shown to help seniors live healthier, happier – and longer. 

Socialization Is Key

How senior living communities help older adults live healthier and longer lives start with socialization. Growing evidence suggests that older adults who have strong social networks enjoy a higher quality of life and tend to live longer compared to those with little social support. Seniors are 22% more likely to live longer and lead healthier lives if they socialize regularly.

Studies in social neuroscience support this concept and emphasize just how important human connection and socialization are for seniors. Research published by Senior Digest identified eight ways socialization can impact health:

  • Boost the immune system
  • Moderate blood pressure
  • Improve brain health and memory
  • Increase physical activity
  • Reduce depression
  • Reduce impact of chronic pain
  • Improve nutritional intake
  • Improve relationships

According to Michael Murphy, Senior Advisor at Waterstone at the Circle in Boston, many seniors find that moving to a senior living community helps them maintain social connections. “On any given day, residents in our independent living community find countless opportunities to engage and connect with others,” he says.

At Waterstone at the Circle, socialization and connection come in many forms. For example, planned social activities may include:

  • Chatting with friends over a delicious meal in the dining room
  • Joining a gardening, chess, book or other club
  • Weekly movie nights in the theater – popcorn included
  • Discovering hidden creativity in an art or sculpting class
  • Toasting new friends during weekly Happy Hours
  • Participating in a group fitness class with Train Boston®
  • Volunteer opportunities around the Chestnut Hill neighborhood

While socialization is key to happiness and longevity, there are several other fundamental health benefits to community life.

Staying Active

Seniors who lead more physically active lives have lower rates of coronary heart disease, high blood pressure, stroke and some cancer as well as higher levels of functional and cognitive decline. According to research by the Hebrew University Medical Center, seniors who engage in various exercises tend to live longer. Even those who haven’t been active throughout their lives benefit from physical activity. 

Michael says Waterstone residents have access to a wide variety of physical activities and wellness opportunities. “Our amenities, such as an on-site fitness center, indoor swimming pool and a number of activity areas, empower residents to engage in many types of regular physical activity.” He adds, “Group opportunities such as aerobics classes, flexibility and strength workshops, chair yoga and tai chi sessions are just some of the choices available to Waterstone residents who wish to remain active.”

Healthy (and Delicious) Dining Is Always on the Menu

Today’s seniors are thinking beyond calories when it comes to food. They are looking more closely at how food fuels the body and how the right nutrients contribute to successful aging. 

Michael says that most retirement communities consult with nutritionists to support senior health and wellness. And some, like Waterstone at the Circle, are taking the initiative even further. “We offer three nutritious meals a day, using only the freshest ingredients possible,” Michael says. “Our menus change seasonally to include locally grown and sourced ingredients that ensure fresh, delicious and nutritious choices.”

Lifelong Learning

Mental workouts are as important as physical workouts. Picking up a new skill or discovering a new interest can slow cognitive decline. Senior living communities regularly present opportunities to learn new skills and sharpen existing talents.

At Waterstone at the Circle, guest lecturers on a range of topics are part of our diverse activity calendar. Waterstone’s proximity to Boston College also opens countless opportunities for growth and lifelong learning for residents who have an interest in signing up for classes.

Live with Less Stress

Constantly feeling stressed can lead to higher blood pressure and cholesterol levels. Seniors who are stressed are more at risk for issues like heart attacks and strokes. Moving to a senior living community is a great way to alleviate stress. 

“Residents at Waterstone don’t worry about daily stresses,” says Michael. “Tasks such as cooking, cleaning, yardwork and home maintenance are all taken care of within our independent living apartments, so residents can spend time doing what they enjoy.” 

Take Charge

Today’s senior living communities combine a variety of services that affect the overall wellness of residents. These services, along with a clear health promotion strategy, encourage seniors to be more involved in maintaining their own health.

Live Longer at Waterstone at the Circle

Waterstone at the Circle is a premier independent living community for those aged 62+. It offers modern apartments, best-in-class amenities, gourmet dining and a fitness center staffed by Train Boston®. Waterstone at the Circle is widely known for its healthy approach to senior living. It also offers on-site healthcare services provided by a network of respected partners for added peace of mind. 

Luxury Senior Living in Boston

Waterstone at the Circle, located in Boston’s historic Cleveland Circle neighborhood, is more than just independent living in Boston … it’s a sophisticated urban setting for today’s active seniors. Enjoy best-in-class service and an urban lifestyle with arts, cultural and historical attractions right outside your front door. From high-end amenities to gourmet dining and more, experience the best of city and suburban life at our upscale senior living community located on the crossroads of Brookline and Chestnut Hill.

Elegant Independent Living Apartments

Each of our 92 independent living apartments is the height of luxury and modernity, with sophisticated design, upscale features and stunning views of the city. Create the urban senior living experience you want with one- or two-bedroom apartments, a variety of floor plans and monthly rentals. 

Senior Living Supportive Services

As an over-62 community, residents may require support from time to time. That’s why we’ve developed an on-site coordinated care program, in cooperation with our premier community partners, that allows our independent living residents to receive the assistance they need.

The best part? Residents don’t have to leave our senior living community – or even their apartment – to receive high-quality support. They can receive the services they need, when they need them, in the comfort of their own homes or in our on-site therapy gym.

Waterstone at the Circle is the opposite of retiring . . . it’s a place to enhance your active, on-the-go lifestyle. Call 617.431.1880 for more information or to schedule a visit to our premier Boston independent living community and discover The Circle lifestyle today!

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The Circle

The Six Health Benefits of Moving to a Senior Living Community

woman and her mother getting ready cooking meals for family at kitchen counter
asian chinese beautiful woman and her mother getting ready cooking meals for family at kitchen counter

Everyone wants to be healthy, and seniors often look for ways to improve their health as they get older. As it turns out, the support and wellness-centered programs at senior living communities actively help residents focus on their health. With all aspects of wellness catered to, seniors can age well – easily and effectively.

“The health benefits seniors can gain from senior living are many,” says Kevin Defayette, Executive Director of Waterstone at the Circle. “The services and lifestyle programs offered at communities like Waterstone at the Circle can boost the health of residents living there by reducing the risk of chronic health issues such as heart disease, cardiovascular disease and so much more.”

From recreational activities to fitness programs to supportive care services offered by premier healthcare partners, here are six ways that a community like Waterstone at the Circle promotes health and wellness in daily life for seniors.

1. A healthy, nutritious diet.

Eating right is one of the keystones of aging well. This can be hard to do as we get older, though, because it simply takes a lot of work – particularly if you have health issues that need managed as well. When you move to senior living, it’s easy to enjoy a healthy, nutritionally balanced diet that’s delicious as well. Senior living communities like Waterstone at the Circle serve restaurant-quality meals for residents, prepared by professionally trained chefs and kitchen staff. And if you have dietary requirements or preferred tastes, you’ll find that the dining services team is more than happy to oblige.

2. Friendship and socialization.

Being lonely can actually hurt your health in a big way. Loneliness contributes to depression, obesity, anxiety and even has been shown to increase your risk of developing cognitive issues like dementia. It gets harder to stay social as we age, but moving to a senior living community makes it incredibly easy to make friends and nurture relationships. In a senior living community, you’re surrounded by other individuals in the same stage of life as you, who are also looking for new friends and opportunities. At the same time, you’re in a place where there are regularly scheduled opportunities to socialize, whether that’s a fitness class, a cocktail hour, a club gathering or even just sitting down at the dinner table together.

3. A focus on health and wellness.

Senior communities in today’s world are focused on helping residents remain active, independent and healthy. Every aspect of community life is designed to support this. An indoor pool and fitness classes support the physical aspects of aging. Care services and wellness programs provide what’s needed to manage and treat potential and future issues. Socialization, lifelong learning and volunteer opportunities abound. Best of all, because life at a community is maintenance-free and all-inclusive, residents don’t have to concern themselves with tedious tasks – instead, every day can be focused on living the best life possible.

4. Support for life through a continuum of services.

Even active, independent seniors will need assistance and support from time to time. As we age, it’s more than likely that we will need help with aspects of life so that we can remain as independent as possible. At a senior community, the services and support are designed to flex with your needs so that you can remain in your home and in your community for as long as possible – hopefully for life! Because the community is also designed to meet the needs of aging adults, residents reduce their risk of age-related issues such as falls. Waterstone at the Circle is proud to partner with Boston’s premier healthcare providers to deliver access to on-site supportive services in the comfort of residents’ apartments.

5. No more chores and tasks.

You might not necessarily think that dealing with things like home repairs would have an effect on your health; however, between the stress, the potential danger to yourself (like getting up on a tall ladder) and other issues, it’s certainly not helping your health. One of the biggest benefits senior living communities provide is the carefree lifestyle. Team members take care of everything from yard maintenance to home repairs to even cooking. Not ever having to worry about raking leaves again? That definitely boosts happiness.

6. Peace of mind.

Aging is stressful, especially if you start worrying about the what-ifs: What if my health starts failing? What happens if I can’t easily get around my house? What if I can no longer drive? Those questions and more are answered easily at a senior living community. When you move in, you find yourself with everything you need to enjoy the rest of your days in comfort and convenience. You’ll never have to worry about moving somewhere else because the community provides everything you require to get and stay healthy.

“A senior living community like Waterstone at the Circle helps seniors age well like never before,” says Kevin. “Our lifestyle allows residents to shape their golden years in the way they want, making this chapter of life the best yet by providing health benefits that will keep them happy, healthy and fulfilled.”

Luxury Senior Living in Boston

Waterstone at the Circle, located in Boston’s historic Cleveland Circle neighborhood, is more than just independent living in Boston … it’s a sophisticated urban setting for today’s active seniors. Enjoy best-in-class service and an urban lifestyle with arts, cultural and historical attractions right outside your front door. From high-end amenities to gourmet dining and more, experience the best of city and suburban life at our upscale senior living community located on the crossroads of Brookline and Chestnut Hill.

Elegant Independent Living Apartments

Each of our 92 independent living apartments is the height of luxury and modernity, with sophisticated design, upscale features and stunning views of the city. Create the urban senior living experience you want with one- or two-bedroom apartments, a variety of floor plans and monthly rentals.

Senior Living Supportive Services

As an over-62 community, residents may require support from time to time. That’s why we’ve developed an on-site coordinated care program, in cooperation with our premier community partners, that allows our independent living residents to receive the assistance they need.

The best part? Residents don’t have to leave our senior living community – or even their apartment – to receive high-quality support. They can receive the services they need, when they need them, in the comfort of their own homes or in our on-site therapy gym.

Waterstone at the Circle is the opposite of retiring . . . it’s a place to enhance your active, on-the-go lifestyle. Call 617.431.1880 for more information or to schedule a visit to our premier Boston independent living community and discover The Circle lifestyle today!

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The Circle

Tips for Selling Your Home This Fall

Red for sale sign outside a two story home

There’s really never been a better time to sell your home. The Boston housing market is on fire! Home values and home sales exploded in 2020, and that rapid growth and demand aren’t showing signs of slowing down just yet.

“This is really a once-in-a-lifetime opportunity for home sellers, especially seniors who are considering downsizing,” says Kevin Defayette, Executive Director of Waterstone at the Circle. “By taking advantage of the seller’s market, you’re able to sell your home for top dollar, move out before you have to get your house ready for winter and set yourself up for success in a premier retirement community like Waterstone at the Circle.”

Kevin says that no one knows for sure when the housing market will cool off. “Now that businesses are bringing people back into the office, especially those in major cities, it’s possible that the demand for housing will slow down,” Kevin explains. “But if moving to a retirement community has been on your mind, right now is the perfect time – you’ll be able to sell quickly without having to make huge and costly renovations. Then, you can sit back, relax and get ready for a new and vibrant chapter of life.”

Making Your Home a Hot Commodity When the Weather Cools

Before you place that FOR SALE sign in your yard and start scheduling showings, it’s important to thoughtfully plan your next steps. A hot real estate market means that you’ll be able to sell quickly, but you also want to make sure you’re getting the best possible price for your home. Buyers these days are savvy, and although they’re willing to overlook things like carpeting and older kitchens, there are still things you can do to make your home more attractive and desirable. Here are some expert tips to help you navigate this unique atmosphere.

1. Hire a professional Realtor®.

Today’s best Realtors® understand the variables that go into selling a home. You’ll want to make sure you choose someone who has extensive knowledge of your neighborhood, who knows how much you could potentially get for your house, who will price the listing correctly and who can market your home to the fullest. Professional photos, clean staging and marketing in the proper channels will ensure that your home sells quickly and for top dollar.

2. Be flexible with showings and open houses.

Depending on where you live and what your agent suggests, you may not even need to hold an open house. If you do, consider holding a “virtual” open house or some other format that allows buyers to socially distance while also getting the most eyes possible on your property. These days, people who are looking for homes start online, so a virtual tour or open house may be the norm. To that end, it’s important to be even more flexible when it comes to tours and showings of your home. You may want to consider spending a few days at a hotel or family member’s home, so you don’t have to scramble when someone wants to come check it out.

3. Start packing and decluttering ASAP.

One thing’s for sure: If you’re selling your home, that means you’ll be moving somewhere else. Get a head start on your packing and downsizing as early as possible. Go through your items and sort everything into keep, donate or toss piles. You may want to hire a senior move specialist to assist you with this – as they can handle everything from top to bottom: decluttering, setting up estate sales, coordinating donations and even moving your items to your new place!

4. Embrace the beauty of the season.

Fall is a gorgeous time of year filled with rich colors, delicious scents and cozy textures. Put buyers in an autumnal mood by tastefully decorating your home to match the season. Decorate your front porch and entrance with colorful mums, pumpkins, gourds and other fall features. Inside, use color and texture to instill a fall feel. Don’t forget the power of scent – flameless candles and plug-ins can thrill the nose and make your home feel even cozier.

5. Make minor repairs; don’t renovate.

Consider the law of diminishing returns. Making minor repairs and upgrades can give your home a facelift quickly and affordably. Things like a fresh coat of paint on the walls, fixing broken or sticky doors, or installing a new water heater can make your home look and feel new again. Don’t spring for a costly remodel, though. Not only will you potentially not recoup the cost, but it also takes time – especially these days when getting contractors can be a real waiting game. Buyers will overlook outdated features in order to get into the homeownership game.

6. Consider curb appeal.

The first thing buyers will see about your home is the outside – so make sure it’s picture-perfect. Touch up any peeling paint, trim bushes, clean out mulch beds and make sure that leaves are raked and bagged. You may want to hire a landscaper to add some seasonal touches to your garden beds for additional curb appeal.

7. Price your home right.

This is where having a professional Realtor® really comes into play. Setting your home at a certain number will determine how many searches the property comes up in, as well as determining whether or not potential buyers will immediately consider (or dismiss) it. There’s a reason why agents price things at $299,950 instead of $300,000 – it’s a psychological trigger that makes things appear affordable versus “too much.” The trick these days is to get as many people looking as possible at an entry price that’s just right. That way, you’ll more than likely be looking at a bidding war.

8. Be ready for your next move.

If you’re deciding to downsize to a retirement community, take some time before listing your home to tour and reserve your new home at a place you love. Since the market is so hot, you may find yourself moving sooner than you expect!

Selling your home can be a lot of work, but it is also very exciting. With proper planning, a smart strategy and knowledge of your next steps, you’ll be able to get your home sold quickly and get yourself into your new home just in time to enjoy all your favorite fall and winter celebrations.

Luxury Senior Living in Boston

Waterstone at the Circle, located in Boston’s historic Cleveland Circle neighborhood, is more than just independent living in Boston … it’s a sophisticated urban setting for today’s active seniors. Enjoy best-in-class service and an urban lifestyle with arts, cultural and historical attractions right outside your front door. From high-end amenities to gourmet dining and more, experience the best of city and suburban life at our upscale senior living community located on the crossroads of Brookline and Chestnut Hill.

Elegant Independent Living Apartments

Each of our 92 independent living apartments is the height of luxury and modernity, with sophisticated design, upscale features and stunning views of the city. Create the urban senior living experience you want with one- or two-bedroom apartments, a variety of floor plans and monthly rentals.

Senior Living Supportive Services

As an over-62 community, residents may require support from time to time. That’s why we’ve developed an on-site coordinated care program, in cooperation with our premier community partners, that allows our independent living residents to receive the assistance they need.

The best part? Residents don’t have to leave our senior living community – or even their apartment – to receive high-quality support. They can receive the services they need, when they need them, in the comfort of their own homes or in our on-site therapy gym.

Waterstone at the Circle is the opposite of retiring . . . it’s a place to enhance your active, on-the-go lifestyle. Call 617.431.1880 for more information or to schedule a visit to our premier Boston independent living community and discover The Circle lifestyle today!

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The Circle

How To Live Your Best Life in Senior Living

senior couple standing in front of a scenic canal laughing and holding each other

Today, seniors – who can be as young as 55 – are redefining what this life stage means in a big, big way. Unlike in the past, when “retiring” and being a “senior” sometimes meant living life in quiet seclusion, older adults are ready to embrace this stage of life to the fullest. No doubt you’ve heard of seniors who are starting new businesses, charting new careers, reinventing themselves and otherwise making the young’uns jealous of their freedom, excitement and sense of adventure.

“Retirement is an exciting time of life, and moving into senior living is a great way for older adults to jump-start those adventures,” says Kevin Defayette, Executive Director of Waterstone at the Circle. “Today’s communities are like resorts in a sense: they’re all-inclusive and maintenance-free, giving residents all the time in the world to enjoy their lives to the fullest.”

Kevin explains that today’s senior living experience has been designed to help seniors age well and be well, no matter how old or young they are. “Communities such as Waterstone at the Circle are designed to help older adults embrace every opportunity,” Kevin says. “There’s no reason you should have to slow down once you reach a certain age. At our community, we provide the framework to make sure that our residents enjoy a lifestyle that’s productive, pleasant and fulfilled.”

Choose a home that’s a good fit.

If you’re considering living your best life in senior living, the first step is to choose a home that is the best fit for you and your lifestyle. In order to do that, take some time to think about what’s important to you. What sort of lifestyle would make you happy? What needs and wants do you have in your home? What can’t you live without, and what can you live without? Once you have your list in place, you’ll be able to research options in your desired area and pinpoint what locations would suit you best.

Get involved in activities that excite you.

Once you’ve chosen a community and moved in, the next big step is to get involved in daily life. Life in your new community should not be boring – instead, you should be more involved and engaged than ever before – if you want to be. One of the best ways to get settled into your new lifestyle is by finding activities, hobbies and events that excite you. Learn a new language, join an exercise group, start a book club, take nature walks or do whatever else is enjoyable for you. This is your chance to connect with other individuals with the same interests who are looking for new friends.

Make a community within the community.

Socialization is vital for a healthy life for older adults. When children move away and friends move or pass on, it can become pretty isolating. Loneliness can result in depression, anxiety and other illnesses. Moving into senior living gives older adults the opportunity to create a community of caring friends with whom you can participate in activities and build meaningful friendships.

Find new hobbies.

Is there something you’ve always wanted to learn how to do but have never had the chance to pursue? Moving into senior living gives you the time and space to explore those interests that were not feasible before. Take some time to look at your community’s events calendar and look for things that interest you. Try something that interests you or sounds completely foreign. The best part is that you don’t have to continue with it if you don’t like it! You can keep looking for new hobbies that excite you – and perhaps even start your own group.

Pick up old favorites.

Many of us have interests that have fallen by the wayside. Senior living allows us to pursue those interests and pick up favorite activities that have long been forgotten. Did you enjoy playing the piano when you were younger? Maybe you were fluent in French and always wanted to visit Paris. Or perhaps knitting was something that brought you together with other individuals in your family. Senior living gives you the chance to pick up those long-forgotten hobbies and make them part of your everyday life.

Volunteer.

Many seniors choose to dedicate time in retirement to causes and organizations in which they believe. These causes span the gamut from being a mentor to students, caring for animals at the humane society, becoming a consultant for new businesses, joining a Foster Grandparent program or anything else that moves and fulfills you. Moving into senior living helps you pursue this passion due to the all-inclusive nature of life and the maintenance-free lifestyle.

“This can be the best phase of your life to date,” Kevin explains. “You still have energy, the funds and the drive to do the things that move you, without any of the tedious responsibilities of work and family. Moving into a community like Waterstone at the Circle is a great way to jump-start this new chapter of life. What are you waiting for?”

Luxury Senior Living in Boston

Waterstone at the Circle, located in Boston’s historic Cleveland Circle neighborhood, is more than just independent living in Boston … it’s a sophisticated urban setting for today’s active seniors. Enjoy best-in-class service and an urban lifestyle with arts, cultural and historical attractions right outside your front door. From high-end amenities to gourmet dining and more, experience the best of city and suburban life at our upscale senior living community located on the crossroads of Brookline and Chestnut Hill.

Elegant Independent Living Apartments

Each of our 92 independent living apartments is the height of luxury and modernity, with sophisticated design, upscale features and stunning views of the city. Create the urban senior living experience you want with one- or two-bedroom apartments, a variety of floor plans and monthly rentals.

Senior Living Supportive Services

As an over-62 community, residents may require support from time to time. That’s why we’ve developed an on-site coordinated care program, in cooperation with our premier community partners, that allows our independent living residents to receive the assistance they need.

The best part? Residents don’t have to leave our senior living community – or even their apartment – to receive high-quality support. They can receive the services they need, when they need them, in the comfort of their own homes or in our on-site therapy gym.

Waterstone at the Circle is the opposite of retiring . . . it’s a place to enhance your active, on-the-go lifestyle. Call 617.431.1880 for more information or to schedule a visit to our premier Boston independent living community and discover The Circle lifestyle today!

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The Circle

How a Rental Community Provides Seniors Financial Flexibility

woman smiling and taking a photo of herself near a harbor

When it’s time to select a community for your retirement, there are many factors to consider. Services, amenities, care levels, location, lifestyle … and financial structure. Do you want to move to a ‘buy-in’ community or a ‘rental-style’ community?

“The two different payment types of communities are rental, like Waterstone at the Circle, or communities that require an entrance fee as a sort of down payment for future care needs,” says Kevin Defayette, Executive Director of Waterstone at the Circle. “Both types of communities can be excellent options depending on your needs, but you’ll really want to carefully consider what your needs are in a community, and what sort of option will best fit the retirement lifestyle you’re looking for.”

While communities that require an entrance fee – generally known as Life Plan Communities – have become very popular, Kevin says that there has recently been a shift toward more upscale, premier rental options for the aging Baby Boomer population. “Today’s seniors want the ultimate choice and flexibility for their retirement, which is why we designed Waterstone at the Circle to be a rental-style community,” he explains. “This gives our residents peace of mind that they aren’t being locked into any long-term contracts or commitments while also being able to receive all the care and assistance they may require in the future, if they so wish. That flexibility provides supreme convenience and personalization for our residents, and allows our team to focus on delivering an exceptional retirement lifestyle like none you’ll find elsewhere.”

How a Rental Community Works

If you’ve ever rented an apartment or home before, then you understand exactly how a fee structure at a rental retirement community works. It’s simple. Our residents pay a one-time membership fee and then pay one monthly fee moving forward. That fee ensures residents a maintenance-free lifestyle complete with dining, fitness, activities, events and so much more.

If, for whatever reason, residents require additional services to live the active and independent lives they love, rental communities often provide access to supportive services for an additional fee. At Waterstone at the Circle, we’ve partnered with some of the best Boston-area healthcare providers to bring on-demand supportive services directly to our residents – right within the comfort of their apartment homes. It’s independent living at its finest – with the confidence that comes from knowing assistance is always available so you can continue to live in the trusted community you’ve come to know and love.

The Benefits of a Rental Community

A maintenance-free and carefree lifestyle.

Independent living at a rental retirement community is all the perks of homeownership without any of the tedious tasks and chores. No more having to deal with home or lawn maintenance. No more dealing with winter snow and all the headaches that come from cold weather. No more dealing with meal planning and cooking, either (unless you still want). Instead, all that time formerly spent on managing household things can be spent on managing your next adventure.

Incredible flexibility.

As we’ve mentioned several times, a rental community provides the ultimate in convenience and flexibility. At Life Plan Communities, the significant entrance fee provides peace of mind, but it also “tethers” seniors to the community. Although it is possible to move from a buy-in community, it can be difficult and time-consuming. At a rental retirement community, however, you have no large buy-in and no commitment. At Waterstone at the Circle, we’re month-to-month, which means that if our residents decide they want to move somewhere else for whatever reason, they can do so affordably and easily. It also means that we work hard to continue delivering the exceptional lifestyle, hospitality, and service that residents expect – all day, every day!

Freedom of choice (for healthcare).

One of the reasons seniors may choose a buy-in community is the peace of mind that comes from knowing all levels of care – independent living, assisted living, memory care, skilled nursing, and rehabilitation – are all available on the community campus.

However, a rental community can provide peace of mind by not requiring all healthcare services to be located on site. Sometimes communities that offer comprehensive care have “best in the area” designations for one or more of their healthcare services. It’s very rare for them to have that designation for all of their services. In other words, when you pay into one of those communities, you’re pretty much bound to what’s available. In a rental community, on the other hand, you can choose to use the services available on site – or not. If you need additional services and would prefer to go somewhere else, you’re able to do so easily. It’s rather the best of both worlds – the ability to get care on site if you wish and the freedom to go elsewhere if you so desire.

You only pay for the services you require.

That large entrance fee that you pay for moving into a Life Plan Community is like a down payment against your future healthcare needs. But what if you don’t end up needing additional long-term care? What if you remain healthy and independent for the vast majority of your stay? While most of us will need some form of assistance in our lives, there are also people who remain healthy and active with only minor health concerns.

A rental community contract means that you’re only paying for the services that you need right now. Sure, your costs may increase in the future, but having that freedom (and the liquid assets) now to use your estate and your funds in the way you like can be very freeing. Instead of tying up a large chunk of wealth in a down payment, you can use them instead to travel, start a trust fund for your heirs or whatever else you’d like to do.

You’re free to change your mind whenever you like.

A rental community like Waterstone at the Circle allows you to change your mind – which can provide a lot of peace of mind for today’s seniors. After all, what a “good life” looks like to you in your early 60s may shift as you get older, and that’s okay. A rental community allows you to live your best retirement life today and make choices that ensure your happiness tomorrow. As you age and as your life situation changes, you get to make choices that ensure your happiness then, too. Even if it means staying right where you are – ultimately, the choice is yours.

Is a Rental Community Right for You?

As you’re considering the type of payment structure you’d like for your retirement years, consider these questions:

  • What are my health needs now?
  • What do I expect my health needs to be in the future?
  • What sort of flexibility do I want for my future?
  • What are my priorities?
  • What feels “right” for me?

There’s no right or wrong choice when it comes to your retirement lifestyle – only the decision that’s right for you. A rental retirement community can provide confidence for now and in the future – which can be a priceless investment.

Luxury Senior Living in Boston

Waterstone at the Circle, located in Boston’s historic Cleveland Circle neighborhood, is more than just independent living in Boston … it’s a sophisticated urban setting for today’s active seniors. Enjoy best-in-class service and an urban lifestyle with arts and cultural, and historical attractions right outside your front door. From high-end amenities to gourmet dining and more, experience the best of city and suburban life at our upscale senior living community located on the crossroads of Brookline and Chestnut Hill.

Elegant Independent Living Apartments

Each of our 92 independent living apartments is the height of luxury and modernity, with sophisticated design, upscale features and stunning views of the city. Create the urban senior living experience you want with one- or two-bedroom apartments, a variety of floor plans and monthly rentals.

Senior Living Supportive Services

As an over-62 community, residents may require support from time to time. That’s why we’ve developed an on-site coordinated care program, in cooperation with our premier community partners, that allows our independent living residents to receive the assistance they need.

The best part? Residents don’t have to leave our senior living community – or even their apartment – to receive high-quality support. They can receive the services they need, when they need it, in the comfort of their own homes or in our on-site therapy gym.

Waterstone at the Circle is the opposite of retiring . . . it’s a place to enhance your active, on-the-go lifestyle. Call 617.431.1880 for more information or to schedule a visit to our premier Boston independent living community and discover The Circle lifestyle today!

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