WELCOME HOME TO EXQUISITE LIVING
WHERE EVERY MEAL COMES WITH A VIEW
DESIGNER KITCHENS WITH STUNNING FINISHES
RELAX IN STYLE, COMFORT AND LUXURY
MODERN SPACE DESIGNED FOR ENTERTAINING
IMMERSE YOURSELF IN YOUR OWN PRIVATE RETREAT
Everyone has their own idea of what the ideal retirement looks like. For you, it may mean traveling the world or checking off items on your bucket list. For some, it may mean more time for golf, gardening or a new hobby. And for others, it may simply mean enjoying more time with family and loved ones.
Once you determine what it is that will bring you joy in retirement, it’s time to start building your retirement plan and determining how to get there. Regardless of your financial situation, experts say these basic retirement principles apply: reduce spending, plan for surprises, make conservative decisions on retirement savings and Social Security, and, if possible, continue earning income.
The new year is a great time to review where you stand and to start creating a pre-retirement checklist. Here are some steps experts say to take to ensure you can live the retirement you’ve worked to achieve.
Define Your Ultimate Retirement
The first step in preparing for retirement is to define what the ultimate retirement means to you. A good starting point: List your top five goals. For now, focus on ideas and not your budget. Be as specific as you can. The more detailed you are about what you want to have in retirement – the more tangible those ideas become. Think about where you want to be located, the type of residence you want to have and the lifestyle that you’re expecting.
Likely, you started saving for retirement more than 30 years ago. If so, you should have a good idea of how much you’ve saved up for your retirement nest egg. It’s important to know your total asset amount. How much is your monthly take-home pay? How much do you have in your retirement account or 401k plans? How much is in your bank account?
Consider any nontraditional assets you could potentially use to fund your senior living lifestyle. Nontraditional assets might include valuable antiques or a hobby or skill that could earn you extra cash in retirement.
Living well in retirement means making your health a priority. Schedule your checkups and preventive exams now. Think about scheduling everything from an annual wellness physical to a routine cleaning with your dentist. At each appointment, work with your provider on a plan to maintain or improve your health. Commit (or recommit) to eating healthy, exercising, and getting enough sleep.
Stay mentally sharp with lifelong learning, brain games and books. Be sure to stay in close contact with friends and family. Socialization will not only help you maintain your physical and mental health, but experts say it may also help fight depression and anxiety that sometimes arises once retired.
Create a Health Insurance Strategy
Americans are eligible to enroll in Medicare at age 65, but this should be only the beginning of your retirement health insurance strategy. Remember to plan for things like co-pays, additional premiums and other uncovered medical expenses that you may experience in your senior years. Most retirees pay out-of-pocket expenses from their retirement savings account, so be sure to factor those costs into your plans.
Decide How Much You Want To Work
Often, retirement doesn’t mean seniors completely stop working. Many retirees tend to stay in the workforce at least part-time, either continuing in their field of expertise or even venturing into new endeavors that are close to their hearts. Consider how much longer you want to work and how you want to spend the bulk of your time in retirement.
Network via Social Media
AARP suggests including a social media strategy in your retirement plan. Social media is fast becoming one of the most effective ways to build relationships that can help you grow your network in retirement. This strategy may involve spending time on Twitter or LinkedIn, but it’s an easy way to converse with those who share your skills and interests. Be prepared to answer such questions as “How can you use your talents and experience to contribute to an organization or cause?”
Prepare for the Unexpected
Consider how you would respond to a minor issue like an unplanned home repair. Then consider what happens if a more serious issue like a major health crisis arises. It’s especially important to discuss healthcare issues with your family. What care would you want, or what would you want to do if there was an illness in the family?
Consider costs for things like in-home care or senior living. Do you have long-term care insurance, or will you need to take a distribution from a retirement account? Making your plan now prepares you for the unexpected so you don’t get caught off guard later.
A Good Team
Be sure to have a solid team in place so you are well supported when the time arises. Your team should include an elder law or estate planning attorney, financial advisor, accountant and a primary care provider. This multidisciplinary team can help ensure all aspects of your life are addressed: financial, health and overall well-being.
Reflect on Your Lifestyle
For some, the most important consideration is around the lifestyle they want to have during their senior years. Rather than lowering your expectations for what life might look like in retirement – think of how you can elevate your current lifestyle.
At Waterstone of Westchester, residents will enjoy dynamic social, cultural, and recreational opportunities at every turn. They will delight in a gourmet culinary experience. They will take advantage of the first-class amenities designed to make life more enriching. Best of all, they will have all of this with the added benefit of at-your-service hospitality and a luxury, maintenance-free apartment home.
With these steps and ideas in mind, you’ll be well on your way to building a retirement lifestyle you’ll be grateful for – one that matches your goals for the future.
Now Accepting Reservations!
We look forward to introducing you to the definitive, distinctive lifestyle at Waterstone of Westchester and welcoming you as one of the first residents of our community. For more information or to reserve your space, please call 914.295.2177 and discover how you can help shape the future of our premier rental community for seniors 62 and over.
Live the Life You Love. Opening Early 2022.
Welcome home to Waterstone of Westchester – a community that takes the idea of home to an entirely new level. In this premier independent senior living community, you’ll thrive in curated elegance and style in a beautifully appointed apartment with designer finishes. Plus, enjoy connecting with friends and team members in our welcoming common areas.
Located right in the heart of White Plains, Waterstone of Westchester is the perfect sophisticated, urban setting for active seniors. Directly across from the flagship Bloomingdale’s, the community is just a short walk away from the finest shops and restaurants and less than a mile from I-287, making it easy to get away and enjoy everything the area has to offer.
Waterstone of Westchester offers independent living for active, independent seniors while also providing supportive care services through an innovative partnership with VNS Westchester. As a rental community, residents enjoy a maintenance-free, carefree life with no steep entrance fees. Delicious dining, a focus on wellness and engaging programs are always on the menu.
Continue living your dream life here at Waterstone of Westchester. Fill your days with favorite pastimes, delicious and healthy meals, stimulating exercises and educational programs. Enjoy spending time in your beautifully designed apartment, alone or with friends – because everything here is designed to make you feel right at home.
Welcome to Waterstone of Westchester! Join the experience of what life is like at this premier senior living community by calling 914.295.2177.
You’ve likely looked forward to retirement most of your life, and now that it’s here, are you ready? Sometimes new retirees experience a sense of loss in terms of engagement with activities that fill their days with purpose. Many find themselves bored – and even lonely.
“Finding a new hobby in your senior years can be the cure,” says Raymond L’Heureux, Senior Advisor at Waterstone of Lexington. “Now is the perfect time to rediscover favorite pastimes, explore new activities and find creative ways to stay physically active and socially engaged. There are plenty of hobbies to try that will help you stay busy, learn new skills, expand your knowledge and help you fully enjoy your newfound leisure time in retirement.”
Studies also show that those who engage in a new hobby experience a host of health benefits as well as mental and emotional health advantages.
“Every hobby offers a way for beginners to start, and many hobbies require little-to-no previous knowledge,” says Raymond. “Starting a new hobby is all about discovering new joy – and often allows you to connect with others with similar interests.”
At Waterstone of Lexington, it will be easy for seniors to nurture their passions and try something new. With a dedicated life enrichment team, there will be opportunities around every corner – for every interest. Best of all, residents will have plenty of friends to explore with. To help you expand your horizons and get creative in the process of trying a hobby at this exciting time of life, here is a list of unique – and fun – ideas. Start exploring!
Learn (or Relearn) an Instrument
Guitar, piano, drums … It’s never too late to pick up a musical instrument and learn how to play your favorite songs. Whether playing solo or with friends, playing music soothes the soul.
Puzzles regained popularity during the pandemic. And that’s a good thing because puzzles can encourage sharper mental acuity. Whether it’s a jigsaw puzzle, sudoku, word searches or crosswords, puzzles can make a leisurely afternoon more fun.
Rather than viewing cooking as a daily chore, look at it as a fun way to perfect your favorite dishes or to shake up your eating habits with bold, new recipes.
Show off new skills by starting a gourmet club or inviting friends and family members over for a themed dinner party. Experiment with unusual ingredients, explore new cultures and taste global cuisines. The possibilities are endless.
Whether you prefer the city or a serene park, getting outside and walking is one of the best ways to exercise and stay fit. As you gain endurance, try longer trails or routes or tackle more rugged terrain.
From starting a vegetable patch to curating an indoor terrarium, gardening provides a satisfying experience from start to finish. With so many vegetables, herbs and flowers to choose from, you’ll have every opportunity to create a garden that’s perfectly curated for you.
Yoga is not only relaxing, but it is also a great low-impact way to keep your body flexible, toned and limber. Yoga positions and movements span several levels of difficulty that provide invested beginners a hobby that they can grow into as they practice.
Tai chi is an ancient martial art that consists of slow, flowing movements designed to produce a meditative experience. This form of exercise is perfect for strengthening and toning through relaxing motions.
As a low-impact exercise, swimming is a great way for seniors to maintain fitness. Learning new strokes and techniques can bring both challenges and a sense of accomplishment.
Pickleball is one of the fastest-growing sports in the country. It combines the quickness and coordination of tennis – but without high-intensity cardio. It’s a two-on-two game where players try to hit a ball over the net in such a way that their opponents cannot hit it back. It’s a safe and fun way to stay active with a friend or a group of friends.
Volunteering is a popular hobby for seniors and a fulfilling way to spend your golden years. Studies show that seniors who volunteer experience lower rates of depression, higher levels of overall well-being. Volunteering can help reduce stress, offer a sense of accomplishment, and help improve seniors’ confidence and sense of purpose. There are countless ways to give back to your local community. Popular options include tutoring and mentoring, helping out at a hospital or delivering meals for your local Meals on Wheels.
Researching your family history is a fun pastime that not only introduces you to some distant relatives, but it can also help improve cognitive function.
Whatever works for you, finding an enjoyable hobby in your senior years is an important way to meet new people, stay engaged in life and connect with others.
Become One of Our First Residents
We look forward to introducing you to the definitive, distinctive lifestyle at Waterstone of Lexington and welcoming you as one of the first members of our community. For more information, please call 781.728.3037 and discover how you can help shape the future of our premier rental community for seniors 62 and over.
Welcome Home to Waterstone of Lexington. Opening Late Summer 2022.
For seniors in Middlesex County who desire a luxurious lifestyle, we welcome you to Waterstone of Lexington. The mid-century style of this dynamic community was inspired by the nearby Gropius House and the area’s tradition of innovative, modern architecture. In this classic, beautiful new community, you’ll be inspired by all the amenities and programs to take up a new hobby, exercise in our fitness center and indoor pool, and make new friends while dining and enjoying social events.
Offering independent living and assisted living, Waterstone of Lexington provides myriad ways for seniors 62+ to enjoy their retirement to the fullest. Our rental community draws influence from Lexington, MA’s tradition of innovative, modern architecture and the open, natural environment around it.
Step inside and experience the calming yet engaging atmosphere that our talented architects and designers have so beautifully crafted. Waterstone of Lexington is filled with energizing and convenient amenities such as an indoor pool, fitness center, salon, underground parking and more. Then, enjoy your elegant living space – a large, sunlit apartment complete with a full-size designer kitchen, well-appointed bathroom, walk-in closet and more.
Our rental apartment community means no steep entrance fees, providing greater financial flexibility. Everything at Waterstone of Lexington was all created with you in mind, where our attentive team members, extensive programs and luxury amenities give you the ability to make life your own – how you like it.
Welcome to Waterstone of Lexington. Join the experience of what life is like at this premier senior living community by calling 781.728.3037.
The older we get, the more we recognize the unpredictability of life. That can be fun when you’re watching a good baseball game, or you discover a favorite old outfit is back in style. Nevertheless, for the most part, we seek stability. This is especially true of seniors and their families. The more predictable life is, the more confidently older adults approach each day and the long-term future.
Stability. Predictability. Confidence. However you say it, senior living offers peace of mind to residents and their family members. This article will explore several distinct advantages of choosing a senior living community like Waterstone on High Ridge.
BENEFITS OF LIFE AT WATERSTONE ON HIGH RIDGE – PREMIER SENIOR LIVING FOR SENIORS 62 AND OVER
Wellness feels great.
At Waterstone, residents will enjoy a lifestyle designed for health, including access to fitness classes, nature paths, pickleball, putting greens and year-round access to our indoor heated swimming pool. It’s all in place designed to enhance your lifestyle.
Put it this way: The better you feel, the more you can do. The more you do, the better you’ll feel.
Meanwhile, your experience will be maintenance-free. We will take care of all the hassles of homeownership (fixing, painting, mowing, shoveling) while you enjoy more free time doing whatever puts a smile on your face.
There are friends everywhere.
Kindness will be built into our culture – and ultimately nourished by our residents. You’ll find a community of like-minded individuals who share your desire to learn, grow and explore in retirement – and that’s a serious benefit. Studies show that social isolation is linked to significant health risks, including depression, dementia, stroke, obesity and more.
Your nest egg is yours, not ours.
The rental pricing structure at Waterstone on High Ridge means no steep entrance fees, no long-term commitment and that you pay only for the services you need.
Your monthly fee provides unlimited access to our dynamic lifestyle and first-class amenities, including a beautiful independent living apartment. There are several floor plans to suit your tastes – all embellished with the premium finishes and details you’d expect in a premier senior living community.
Just outside your door, there’s a whole community waiting to be enjoyed, with a dedicated team ready to be at your service.
Healthcare services are right here – if you need them.
Here, within the community you’ll call home, provided by people you’ll already know and trust, you’ll have access to a continuum of compassionate care services.
Our assisted living community will feature a welcoming atmosphere with a supportive care team available to support residents with activities of daily living, such as dressing, bathing or medication management. Maintaining our residents’ independence is the top priority. So, we’ll help manage anything that stands in the way of your daily fulfillment. Assisted living services will be fully customized to each resident.
Our all-inclusive memory care at Waterstone on High Ridge is supported by Bridges® by EPOCH, a dedicated dementia care team that provides compassionate attention and an engaging lifestyle for those with memory loss. If ever needed for yourself, or if you’re looking for a loved one, rest assured every memory care resident is well cared for within a residential household complete with a dedicated activity room, dining room, living room, library, and secure outdoor terrace. We also provide support and education to families caring for a loved one with Alzheimer’s disease or other forms of dementia.
It’s the perfect location.
Waterstone on High Ridge keeps you in the area you already love – the perfect blend of urban life with easy access to downtown Stamford and NYC, tied in with the natural beauty of Connecticut’s Fairfield County. You’ll have the option to saunter through the adjacent conservation area or venture minutes away to retail stores, restaurants and cultural venues in Stamford, Greenwich and beyond.
Come see how our community offers peace of mind.
In the world of senior living, Waterstone on High Ridge offers the best of everything – lifestyle, wellness, financial control and a plan for future care – all in a wonderful location. Why not see it all for yourself? Contact a Senior Advisor today to schedule a personal appointment and tour.
Welcome Home to Waterstone
We look forward to introducing you to the definitive, distinctive lifestyle at Waterstone on High Ridge and welcoming you as one of the first residents of our community. For more information, please call 203.361.9717 and discover how you can help shape the future of our premier rental community for seniors 62 and over.
The Height of Senior Living: Opening Early 2022
Discerning seniors in Fairfield County who desire a luxurious retirement lifestyle will find exactly what they’ve been seeking at Waterstone on High Ridge.
Located on a beautifully landscaped hill above High Ridge Road, Waterstone on High Ridge is an experience like no other. You’ll live on a verdant campus neighboring quiet conservation land, with easy access to the shopping, dining and cultural opportunities in nearby downtown Stamford, CT. Once you step into our sophisticated, approachable common areas brimming with extensive amenities, attentive team members, engaging programming and thoughtful care, you’ll know that Waterstone on High Ridge is the place to call home.
Offering independent living, assisted living and memory care, Waterstone on High Ridge provides myriad ways for seniors 62+ to enjoy their retirement to the fullest. In this classic, beautiful new community, you’ll be inspired by all the amenities and programs to take up a new hobby, exercise in our fitness center and indoor pool, and make new friends while dining and enjoying social events.
Waterstone on High Ridge is filled with energizing and convenient amenities such as an indoor pool, fitness center, salon, parking and more. Enjoy your elegant living space – a large, sunlit apartment complete with a full-size designer kitchen, well-appointed bathroom, walk-in closet and more.
Our rental apartment community means no steep entrance fees, providing greater financial flexibility. Everything at Waterstone on High Ridge was created with you in mind, where our attentive team members, extensive programs and luxury amenities give you the ability to make life your own– how you like it.
Welcome to Waterstone on High Ridge. Welcome home! Join the experience of what life is like at this premier senior living community by calling 203.361.9717.